Apple Card — Credit Check?

Does the getting the Apple Card check your credit? Yes. According to the Apple Card Terms and Conditions [pdf] an authorization is approved at the time of application. This is likely a “hard” credit check.

You authorize us to obtain one or more credit bureau reports (also known as consumer reports) and other information about you from credit bureaus and/or other third party sources for use in (1) evaluating your application for credit; (2) administering and servicing your Account; (3) collecting any amounts owed on your Account; (4) offering other products and services; and (5) other purposes permitted by law. You understand that, after evaluating your complete application and checking your report(s), we may decide not to offer credit or products to you.

Leave a Reply

Your email address will not be published. Required fields are marked *