Verizon eSIM QR Barcode + Activation Instructions

Activating service is easy. Just make sure you have a data connection, either Wi-Fi or cellular from another wireless carrier, and follow the steps below to get started.

First, if you haven’t already done so, you’ll need to get Verizon service for your eSIM. If you need to sign-up for Verizon service, download the My Verizon app from the Apple® App Store®, then follow the instructions to confirm eligibility and set up your account.

Once you’ve signed up for Verizon service, you’ll need to set up your iPhone. For this step, you’ll need to display the QR code below with a computer or tablet, then follow these steps on your iPhone to scan it:
Tap Settings
Tap Cellular
Tap Add Cellular Plan
Scan the QR code below


If prompted to select a default line, choose your new Verizon line for voice, messaging and data.
Wait for installation process to complete.
Once you see Cellular Plan Added notification, begin using your new Verizon service.

Specimen of Share Certificate and Share Certificate Types

A share certificate is a signed document that proves that one has legal ownership to the number of shares indicated on the document, and it signed on behalf of the legal entity. A share certificate can also be called a stock certificate.
A share certificate acts as a proper receipt for ownership and purchase of shares from a specific company. The document should have a particular date of ownership of the shares.
A legal share certificate should have the following essential information, shareholder name and address, number of shares, company name, shareholder registration number, class of shares, certificate number, the amount paid and the particular date when the shares were issued.
The specimen of share certificate refers to the examples or types of shares. The specimen of share certificate include;
Ordinary sharesThese are the most common types of shares. They act as a representation of the voting rights of the company. They only carry one vote per share. The shareholder has the right to participate in the dividends of the company equally. In cases where the company is winding up, the holder has a reason to be given the company assets.

A specimen of Share Certificate for Alphabet Inc GOOG


There are many types of shares that a share certificate can represent including:

Preference shares
The shareholder has alternatives when it comes to company dividends payment or when the company is winding up. The holder has voting rights but they are restricted to particular situations or resolutions, and this majorly depends on the terms of the shares.

Partially paid shares
The holder of these kinds of shares has the same privileges as that of an ordinary shareholder, such as voting, winding uprights, and dividends. One can be a shareholder before completely paying the issue price.

Non-voting ordinary shares
These kinds of shares do not give the shareholder any voting rights. The holder is not allowed to be part of the company’s general meeting. The only thing the holder is entitled to is a particular amount of the company’s capital. They are mostly given to employees or principal shareholders family members.

Deferred ordinary shares
These type of shares have fewer rights compared to the ordinary shares. Some of their rights include, right to dividends paid after a particular date, stocks to profits that can only be paid after the payment of all classes of shares.

Redeemable Shares
These kinds of shares cannot be repurchased by the company in the future. The date of redemption can be fixed by the company, or the company can have that as a secret. Sometimes the company can buy back the shares for profit gain.
Redeemable preference sharesThese shares have both the characteristics of redeemable and preference shares. The holder has dividends preferential rights that can either be non-cumulative or cumulative. The company can redeem or retain the shares in the future.

Cumulative Preference Shares
The shareholder has the right to cumulative dividends that have not been fully paid or missed. This right does not apply to all the shareholders since for the ordinary shareholders will only receive dividends when all the profits in cumulative preference shares have been fully paid.

Alphabet Shares
It is a subtype of ordinary shares. The shares have shareholder rights that vary. Alphabetical letters are used to represent classes of shares that have different rights such as dividends, voting, and capital rights.

Management Shares
The shareholders have extra voting rights, and they take part in the company’s general meetings, it has a significant advantage to the shareholders especially if the company issues shares to the outside investors.
In conclusion, shares certificate are always in the form of shares. It plays a significant role in an individual or corporate asset management. It can also be used to claim ownership of shares from a particular company.

Are the Robinhood Checking and Savings Accounts FDIC Insured?

Robinhood recently announced a spectacular deal on checking and savings accounts: 3% interest! This is a rate that beats most bank savings accounts as well as many bank-offered CD (Certificate of Deposit) interest rates.

While the Robinhood accounts are not FDIC insured, they are SIPC insured. Although these insurances are not equivalent, they do offer some level of protection for your money. To learn more about FDIC and SIPC insurance, check out this USA Today article.

Welcome to the all new Robinhood, now with all the stuff you’d want from checking and savings—but way better.

Earn 3% on Your Money
You’ll earn 3% on all the money in your checking AND savings every year. That’s a free $240 every year for the average American family with $8,000 in the bank.

No Fees, No Commitments
Say goodbye to the sneaky fees big banks charge. Robinhood Checking & Savings has no minimums, no monthly fees, no overdraft fees, and no foreign fees. Fee free, for real.

Access 75,000 free ATMs
Access more free ATMs than with the 5 largest banks combined. Search for the nearest ATM in the app, or drop into your local 7-11, Target, Walgreens, or Costco. Cha-ching.

All in one app
Invest, manage your money, deposit checks, get 24/7 customer support, and more—all on the Robinhood app.

Supplies are limited. Update to the latest version of the Robinhood app to get early access.

The Robinhood Team

PNC Bank Locations in California

Unfortunately, PNC Bank does not have any locations in San Francisco, Sacramento, Los Angeles, or anywhere else in California. If you are trying to bank with PNC while you are outside of their service states, you may not be able to find a Teller or ATM, but you can still Bank By Mail with PNC. Banking by mail allows you to make deposits and cash checks using PNC’s mail service. For some account types, there may be a fee to use the bank by mail service.

PNC Branches are located in the following states

District of Columbia
New Jersey
New York
North Carolina
South Carolina
West Virginia

You can search by your City, State and Zip or browse by state to find PNC locations nearest to you.

An Overview of Title 29 of the CFR

The United States Code of Federal Regulations comprises fifty titles. Title 29 covers Labor, and it is used by various federal agencies to deal with labor issues across the country.

The first several chapters of the Code of Federal Regulations Title 29 cover management standards monitored by the Department of Labor, including the operation of labor organizations (unions), attention to employee rights, the protection of migrant workers, rules regarding student employees and workers with disabilities, child labor laws, and much more.

The twelfth chapter is dedicated to the work of the Department of Labor’s Occupational Safety and Health Administration (OSHA), which is known for its standards in protecting workers on the job. It outlines rules surrounding health and safety inspections, the reporting of occupational injuries, and more.

The remaining chapters deal with the rules and regulations within the Pension and Welfare Benefits Administration, as well as the Pension Benefit Guaranty Corporation. These chapters, of course, are aimed at protecting American pensions

Federal Register

Federal register is United States federal government official journal which entails proposed rules, public notice, executive orders, proclamations as well as government agency rules and presidential documents. The first production of the federal register was on March 16th, 1936. By 1946, the administrative procedure act requested for publication of rule-making information in the federal register. The federal register is published on a daily basis (excluding federal holidays) by The Records Administration Office Of The Federal Register and The National Archives.
The printing of the federal register is done by The Government Publishing Office (GPO), and The Office Of The Federal Register does the compilation.
The federal register is a public domain and the United States government work; therefore, there are no copyright restrictions. Federal register entails The government uses the federal register to convey changes to the public regarding guidance policies as well as government requirements.

The Federal register includes:
• Final rules
• Suggested rules and regulations of interest to the citizen
• Presidential documents
• Executive orders

New suggested rules, as well as final rules, are always available to the public in the federal register. A proposal notice of rule-making usually requires public comments concerning a suggested rule and notifies the public on where the public meeting will be held for the rule discussion. Moreover, the public comments, as well as texts on the final rule, are available in the federal register for the public.

Categorization of the federal register
There are four categories available in the federal register;
•Rules and regulations. This section entails policies and rules interpretations.
•Notices : This is where meeting and planning for hearings are available to the public.
•Presidential documents which include proclamations and executive orders.
•Proposed rules which entail petitions and advance proposals.

Final rules or proposed rules in the federal register and are republished and codified into law in the code of federal regulations (CFR). Furthermore, the rules are rearranged by subject matter and topics for easy access to regulations at the code of federal regulations sections affected.
Availability of the federal register
Since the year 1994, the federal register has been available online. Within the United States, federal depository libraries receive copies of the federal register whereas for those outside the United States may receive copies from major libraries. For easy public access to the rule-making plans, the government established eRulemaking in the year 2003. The public can use the website to participate in the rule-making process as well as provides online comments that are addressed directly to those in charge of outlining the rule-making.
Citizens should read the federal register for them to know their rights as well as obligations. Furthermore, anyone can use the federal register if their business is under the federal agency or anyone who would like to know the operations carried out day to day by the federal government. While looking for information in the federal register, there is a table of content that is arranged alphabetically hence will help you in finding the section you need quickly. In case of questions concerning a rule or a proposed rule, there is a contact available for the agency official. A notice is sent to the public during proposal of new rule-making, and any person or organization may participate through direct commenting via eRulemaking, writing or orally during hearings.

Title 21 of the Code of Federal Regulations

In the Code of Federal Regulations (CFR) issued by the United States, Title 21 deals with how food and drugs are governed within the country. Title 21’s directives are carried out by the Food and Drug Administration (FDA), the Drug Enforcement Administration (DEA), and the Office of National Drug Control Policy (ONDCP).

Open Title 21 of the CFR: 21 CFR

The first chapter of the CFR Title 21 specifies more than a thousand requirements overseen by the FDA. Some of the more notable sections have to do with the protection of human subjects in clinical trials, the labeling of certain packaged foods with nutrition labels, and the way drugs are advertised and marketed.

Title 21’s second chapter covers the DEA. This part of the code deals with how controlled substances are classified, from the illegality of Schedule I drugs to the accepted medical application of Schedule V drugs.

The third chapter of Title 21 of the Code of Federal Regulations outlines government-wide requirements for drug-free work environments.


SEC Prospectus [Rule 424(b)(1)]

SEC Prospectus Rule 424B1 is the prospectus form that is filed by a company if there are amended articles or changes to their prospectus therein. A company would also file this when there is any new or forgotten information on the original prospectus, thus correcting before finalization.
With the 1933 Securities act, investors are now able to make better financial decisions based on what a company actually tells the public. The act required securities issuers to file and complete statements of registration about financial and material information that the public investors may need know before buying in. These are filed with the SEC before they are available for purchase by the public, namely ten copies of a relevant prospectus including: The companies Ticker symbol, what the company plans to do after their IPO, the number and types of shares they offer, their last reported price, and a few others.
This relevant prospectus will also include how an investor could go about gaining more information about the company, so there is no hidden information or lack of information being volunteered by the company. Things such as finances, share volume, and even amendments to previous prospectus articles. The companies last annual report, (if they have one), will also be included in the list of information that should be easily found by the investor if needed.
As well, the form should include information on experts who prepared the prospectus and other files. These experts are also verified by the SEC and are on file to be contacted should the need arise. Before these forms existed there were instances of companies who’s prospectus would change without anyone knowing or being contacted about it, as well as companies not displaying certain information about themselves. In order to make a level playing field for everyone, this has been done away with by this act and the form itself.

SEC Form 485BPOS Overview

The specific form 485BPOS is actually not a form, or an original filing itself, but an amendment to a previous filing. This amendment corrected further oversights on the 1940 SEC filing act and was the second one processed on said act. The form therein is structured towards a filing by investment companies or a significant security offering. Below is amendment the form is tailored toward.

This forms purpose is to arrange and layout complete details of investment strategies by an investment company. By the same token, the form must also state all security offerings the company has lined up, in the same style, and is a registration statement required for filing separate accounts.
A separate account is when an investor is seeking to manage a financial institution or an individual pool of assets. Typically this is done through a financial advisor, brokerage firm, or institution; for example an insurance company or credit union. Normally sought out by affluent customers and high net worth investors because of the high-risk high reward process that the service normally uses to ensure customers continue to receive a note of good news when they check their accounts.
This is a very popular asset strategy right now, as separate accounts often entail giving a high net worth individual title and ownership of an account that they fund, then hand the account off to an investment specialist or financial advisor who then has the discretion of what and when to trade.
These accounts are highly regulated and are overseen by specialists due to the nature of these investments being rather risky and often employ riskier strategies to find high yields. Other requirements such as a minimum investment limit make it just a little harder to obtain these types of accounts, and therefore the SEC is better able to keep them regulated and fair.