Google Doc Viewer URLs

Google Docs Viewer has a couple urls to load documents through. Pagespeed, Pingdom, and Websitegrader tests show the “gview” url performs slightly better.

https://docs.google.com/viewerng/viewer?url=http://rehmann.co/blog/wp-content/uploads/2017/04/HelloWorld.pdf

https://docs.google.com/gview?embedded=true&url=http://rehmann.co/blog/wp-content/uploads/2017/04/HelloWorld.pdf


 

Lending Club [Folio Investing] Note Rejection Definitions

RejectStats File Description
Amount Requested The total amount requested by the borrower
Application Date The date which the borrower applied
Loan Title The loan title provided by the borrower
Risk_Score For applications prior to November 5, 2013 the risk score is the borrower’s FICO score. For applications after November 5, 2013 the risk score is the borrower’s Vantage score.
Debt-To-Income Ratio A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, excluding mortgage and the requested LC loan, divided by the borrower’s self-reported monthly income.
Zip Code The first 3 numbers of the zip code provided by the borrower in the loan application.
State The state provided by the borrower in the loan application
Employment Length Employment length in years. Possible values are between 0 and 10 where 0 means less than one year and 10 means ten or more years.
Policy Code publicly available policy_code=1
new products not publicly available policy_code=2

Lending Club [Folio Investing] Note Browsing Definitions

BrowseNotesFile Description
acceptD The date which the borrower accepted  the offer
accNowDelinq The number of accounts on which the borrower is now delinquent.
accOpenPast24Mths Number of trades opened in past 24 months.
addrState The state provided by the borrower in the loan application
all_util Balance to credit limit on all trades
annual_inc_joint The combined self-reported annual income provided by the co-borrowers during registration
annualInc The self-reported annual income provided by the borrower during registration.
application_type Indicates whether the loan is an individual application or a joint application with two co-borrowers
avg_cur_bal Average current balance of all accounts
bcOpenToBuy Total open to buy on revolving bankcards.
bcUtil Ratio of total current balance to high credit/credit limit for all bankcard accounts.
chargeoff_within_12_mths Number of charge-offs within 12 months
collections_12_mths_ex_med Number of collections in 12 months excluding medical collections
creditPullD The date LC pulled credit for this loan
delinq2Yrs The number of 30+ days past-due incidences of delinquency in the borrower’s credit file for the past 2 years
delinqAmnt The past-due amount owed for the accounts on which the borrower is now delinquent.
desc Loan description provided by the borrower
dti A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, excluding mortgage and the requested LC loan, divided by the borrower’s self-reported monthly income.
dti_joint A ratio calculated using the co-borrowers’ total monthly payments on the total debt obligations, excluding mortgages and the requested LC loan, divided by the co-borrowers’ combined self-reported monthly income
earliestCrLine The date the borrower’s earliest reported credit line was opened
effective_int_rate The effective interest rate is equal to the interest rate on a Note reduced by Lending Club’s estimate of the impact of uncollected interest prior to charge off.
emp_title The job title supplied by the Borrower when applying for the loan.*
empLength Employment length in years. Possible values are between 0 and 10 where 0 means less than one year and 10 means ten or more years.
expD The date the listing will expire
expDefaultRate The expected default rate of the loan.
ficoRangeHigh The upper boundary range the borrower’s FICO at loan origination belongs to.
ficoRangeLow The lower boundary range the borrower’s FICO at loan origination belongs to.
fundedAmnt The total amount committed to that loan at that point in time.
grade LC assigned loan grade
homeOwnership The home ownership status provided by the borrower during registration. Our values are: RENT, OWN, MORTGAGE, OTHER.
id A unique LC assigned ID for the loan listing.
il_util Ratio of total current balance to high credit/credit limit on all install acct
ils_exp_d wholeloan platform expiration date
initialListStatus The initial listing status of the loan. Possible values are – W, F
inq_fi Number of personal finance inquiries
inq_last_12m Number of credit inquiries in past 12 months
inqLast6Mths The number of inquiries in past 6 months (excluding auto and mortgage inquiries)
installment The monthly payment owed by the borrower if the loan originates.
intRate Interest Rate on the loan
isIncV Indicates if income was verified by LC, not verified, or if the income source was verified
listD The date which the borrower’s application was listed on the platform.
loanAmnt The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value.
max_bal_bc Maximum current balance owed on all revolving accounts
memberId A unique LC assigned Id for the borrower member.
mo_sin_old_rev_tl_op Months since oldest revolving account opened
mo_sin_rcnt_rev_tl_op Months since most recent revolving account opened
mo_sin_rcnt_tl Months since most recent account opened
mortAcc Number of mortgage accounts.
msa Metropolitan Statistical Area of the borrower.
mths_since_last_major_derog Months since most recent 90-day or worse rating
mths_since_oldest_il_open Months since oldest bank installment account opened
mths_since_rcnt_il Months since most recent installment accounts opened
mthsSinceLastDelinq The number of months since the borrower’s last delinquency.
mthsSinceLastRecord The number of months since the last public record.
mthsSinceMostRecentInq Months since most recent inquiry.
mthsSinceRecentBc Months since most recent bankcard account opened.
mthsSinceRecentLoanDelinq Months since most recent personal finance delinquency.
mthsSinceRecentRevolDelinq Months since most recent revolving delinquency.
num_accts_ever_120_pd Number of accounts ever 120 or more days past due
num_actv_bc_tl Number of currently active bankcard accounts
num_actv_rev_tl Number of currently active revolving trades
num_bc_sats Number of satisfactory bankcard accounts
num_bc_tl Number of bankcard accounts
num_il_tl Number of installment accounts
num_op_rev_tl Number of open revolving accounts
num_rev_accts Number of revolving accounts
num_rev_tl_bal_gt_0 Number of revolving trades with balance >0
num_sats Number of satisfactory accounts
num_tl_120dpd_2m Number of accounts currently 120 days past due (updated in past 2 months)
num_tl_30dpd Number of accounts currently 30 days past due (updated in past 2 months)
num_tl_90g_dpd_24m Number of accounts 90 or more days past due in last 24 months
num_tl_op_past_12m Number of accounts opened in past 12 months
open_acc_6m Number of open trades in last 6 months
open_il_12m Number of installment accounts opened in past 12 months
open_il_24m Number of installment accounts opened in past 24 months
open_il_6m Number of currently active installment trades
open_rv_12m Number of revolving trades opened in past 12 months
open_rv_24m Number of revolving trades opened in past 24 months
openAcc The number of open credit lines in the borrower’s credit file.
pct_tl_nvr_dlq Percent of trades never delinquent
percentBcGt75 Percentage of all bankcard accounts > 75% of limit.
pub_rec_bankruptcies Number of public record bankruptcies
pubRec Number of derogatory public records
purpose A category provided by the borrower for the loan request.
reviewStatus The status of the loan during the listing period. Values: APPROVED, NOT_APPROVED.
reviewStatusD The date the loan application was reviewed by LC
revolBal Total credit revolving balance
revolUtil Revolving line utilization rate, or the amount of credit the borrower is using relative to all available revolving credit.
serviceFeeRate Service fee rate paid by the investor for this loan.
subGrade LC assigned loan subgrade
tax_liens Number of tax liens
term The number of payments on the loan. Values are in months and can be either 36 or 60.
title The loan title provided by the borrower
tot_coll_amt Total collection amounts ever owed
tot_cur_bal Total current balance of all accounts
tot_hi_cred_lim Total high credit/credit limit
total_bal_il Total current balance of all installment accounts
total_cu_tl Number of finance trades
total_il_high_credit_limit Total installment high credit/credit limit
total_rev_hi_lim Total revolving high credit/credit limit
totalAcc The total number of credit lines currently in the borrower’s credit file
totalBalExMort Total credit balance excluding mortgage
totalBcLimit Total bankcard high credit/credit limit
url URL for the LC page with listing data.
verified_status_joint Indicates if the co-borrowers’ joint income was verified by LC, not verified, or if the income source was verified
zip_code The first 3 numbers of the zip code provided by the borrower in the loan application.
* Employer Title replaces Employer Name for all loans listed after 9/23/2013

Lending Club [Folio Investing] Loan Category Definitions – Loan Status Details

Lending Club and Folio Investing use many acronyms for their datasheets. Find a full explanation of each one below.

LoanStatNew Description
acc_now_delinq The number of accounts on which the borrower is now delinquent.
acc_open_past_24mths Number of trades opened in past 24 months.
addr_state The state provided by the borrower in the loan application
all_util Balance to credit limit on all trades
annual_inc The self-reported annual income provided by the borrower during registration.
annual_inc_joint The combined self-reported annual income provided by the co-borrowers during registration
application_type Indicates whether the loan is an individual application or a joint application with two co-borrowers
avg_cur_bal Average current balance of all accounts
bc_open_to_buy Total open to buy on revolving bankcards.
bc_util Ratio of total current balance to high credit/credit limit for all bankcard accounts.
chargeoff_within_12_mths Number of charge-offs within 12 months
collection_recovery_fee post charge off collection fee
collections_12_mths_ex_med Number of collections in 12 months excluding medical collections
delinq_2yrs The number of 30+ days past-due incidences of delinquency in the borrower’s credit file for the past 2 years
delinq_amnt The past-due amount owed for the accounts on which the borrower is now delinquent.
desc Loan description provided by the borrower
dti A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, excluding mortgage and the requested LC loan, divided by the borrower’s self-reported monthly income.
dti_joint A ratio calculated using the co-borrowers’ total monthly payments on the total debt obligations, excluding mortgages and the requested LC loan, divided by the co-borrowers’ combined self-reported monthly income
earliest_cr_line The month the borrower’s earliest reported credit line was opened
emp_length Employment length in years. Possible values are between 0 and 10 where 0 means less than one year and 10 means ten or more years.
emp_title The job title supplied by the Borrower when applying for the loan.*
fico_range_high The upper boundary range the borrower’s FICO at loan origination belongs to.
fico_range_low The lower boundary range the borrower’s FICO at loan origination belongs to.
funded_amnt The total amount committed to that loan at that point in time.
funded_amnt_inv The total amount committed by investors for that loan at that point in time.
grade LC assigned loan grade
home_ownership The home ownership status provided by the borrower during registration or obtained from the credit report. Our values are: RENT, OWN, MORTGAGE, OTHER
id A unique LC assigned ID for the loan listing.
il_util Ratio of total current balance to high credit/credit limit on all install acct
initial_list_status The initial listing status of the loan. Possible values are – W, F
inq_fi Number of personal finance inquiries
inq_last_12m Number of credit inquiries in past 12 months
inq_last_6mths The number of inquiries in past 6 months (excluding auto and mortgage inquiries)
installment The monthly payment owed by the borrower if the loan originates.
int_rate Interest Rate on the loan
issue_d The month which the loan was funded
last_credit_pull_d The most recent month LC pulled credit for this loan
last_fico_range_high The upper boundary range the borrower’s last FICO pulled belongs to.
last_fico_range_low The lower boundary range the borrower’s last FICO pulled belongs to.
last_pymnt_amnt Last total payment amount received
last_pymnt_d Last month payment was received
loan_amnt The listed amount of the loan applied for by the borrower. If at some point in time, the credit department reduces the loan amount, then it will be reflected in this value.
loan_status Current status of the loan
max_bal_bc Maximum current balance owed on all revolving accounts
member_id A unique LC assigned Id for the borrower member.
mo_sin_old_il_acct Months since oldest bank installment account opened
mo_sin_old_rev_tl_op Months since oldest revolving account opened
mo_sin_rcnt_rev_tl_op Months since most recent revolving account opened
mo_sin_rcnt_tl Months since most recent account opened
mort_acc Number of mortgage accounts.
mths_since_last_delinq The number of months since the borrower’s last delinquency.
mths_since_last_major_derog Months since most recent 90-day or worse rating
mths_since_last_record The number of months since the last public record.
mths_since_rcnt_il Months since most recent installment accounts opened
mths_since_recent_bc Months since most recent bankcard account opened.
mths_since_recent_bc_dlq Months since most recent bankcard delinquency
mths_since_recent_inq Months since most recent inquiry.
mths_since_recent_revol_delinq Months since most recent revolving delinquency.
next_pymnt_d Next scheduled payment date
num_accts_ever_120_pd Number of accounts ever 120 or more days past due
num_actv_bc_tl Number of currently active bankcard accounts
num_actv_rev_tl Number of currently active revolving trades
num_bc_sats Number of satisfactory bankcard accounts
num_bc_tl Number of bankcard accounts
num_il_tl Number of installment accounts
num_op_rev_tl Number of open revolving accounts
num_rev_accts Number of revolving accounts
num_rev_tl_bal_gt_0 Number of revolving trades with balance >0
num_sats Number of satisfactory accounts
num_tl_120dpd_2m Number of accounts currently 120 days past due (updated in past 2 months)
num_tl_30dpd Number of accounts currently 30 days past due (updated in past 2 months)
num_tl_90g_dpd_24m Number of accounts 90 or more days past due in last 24 months
num_tl_op_past_12m Number of accounts opened in past 12 months
open_acc The number of open credit lines in the borrower’s credit file.
open_acc_6m Number of open trades in last 6 months
open_il_12m Number of installment accounts opened in past 12 months
open_il_24m Number of installment accounts opened in past 24 months
open_il_6m Number of currently active installment trades
open_rv_12m Number of revolving trades opened in past 12 months
open_rv_24m Number of revolving trades opened in past 24 months
out_prncp Remaining outstanding principal for total amount funded
out_prncp_inv Remaining outstanding principal for portion of total amount funded by investors
pct_tl_nvr_dlq Percent of trades never delinquent
percent_bc_gt_75 Percentage of all bankcard accounts > 75% of limit.
policy_code publicly available policy_code=1
new products not publicly available policy_code=2
pub_rec Number of derogatory public records
pub_rec_bankruptcies Number of public record bankruptcies
purpose A category provided by the borrower for the loan request.
pymnt_plan Indicates if a payment plan has been put in place for the loan
recoveries post charge off gross recovery
revol_bal Total credit revolving balance
revol_util Revolving line utilization rate, or the amount of credit the borrower is using relative to all available revolving credit.
sub_grade LC assigned loan subgrade
tax_liens Number of tax liens
term The number of payments on the loan. Values are in months and can be either 36 or 60.
title The loan title provided by the borrower
tot_coll_amt Total collection amounts ever owed
tot_cur_bal Total current balance of all accounts
tot_hi_cred_lim Total high credit/credit limit
total_acc The total number of credit lines currently in the borrower’s credit file
total_bal_ex_mort Total credit balance excluding mortgage
total_bal_il Total current balance of all installment accounts
total_bc_limit Total bankcard high credit/credit limit
total_cu_tl Number of finance trades
total_il_high_credit_limit Total installment high credit/credit limit
total_pymnt Payments received to date for total amount funded
total_pymnt_inv Payments received to date for portion of total amount funded by investors
total_rec_int Interest received to date
total_rec_late_fee Late fees received to date
total_rec_prncp Principal received to date
total_rev_hi_lim Total revolving high credit/credit limit
url URL for the LC page with listing data.
verification_status Indicates if income was verified by LC, not verified, or if the income source was verified
verified_status_joint Indicates if the co-borrowers’ joint income was verified by LC, not verified, or if the income source was verified
zip_code The first 3 numbers of the zip code provided by the borrower in the loan application.
revol_bal_joint Sum of revolving credit balance of the co-borrowers, net of duplicate balances
sec_app_fico_range_low FICO range (high) for the secondary applicant
sec_app_fico_range_high FICO range (low) for the secondary applicant
sec_app_earliest_cr_line Earliest credit line at time of application for the secondary applicant
sec_app_inq_last_6mths Credit inquiries in the last 6 months at time of application for the secondary applicant
sec_app_mort_acc Number of mortgage accounts at time of application for the secondary applicant
sec_app_open_acc Number of open trades at time of application for the secondary applicant
sec_app_revol_util Ratio of total current balance to high credit/credit limit for all revolving accounts
sec_app_open_il_6m Number of currently active installment trades at time of application for the secondary applicant
sec_app_num_rev_accts Number of revolving accounts at time of application for the secondary applicant
sec_app_chargeoff_within_12_mths Number of charge-offs within last 12 months at time of application for the secondary applicant
sec_app_collections_12_mths_ex_med Number of collections within last 12 months excluding medical collections at time of application for the secondary applicant
sec_app_mths_since_last_major_derog Months since most recent 90-day or worse rating at time of application for the secondary applicant
* Employer Title replaces Employer Name for all loans listed after 9/23/2013

Optimize tpc.googlesyndication.com/icore_images [Google PageSpeed Suggestion]

PageSpeed Insights is a google powered tool located at https://developers.google.com/speed/pagespeed/insights/ . It gives suggestions on how to speed up your site.

If you’re an adwords user, you may encounter the suggestion to compress images located at https://tpc.googlesyndication.com/icore_images/  Unfortunately, you will not be able to compress these images, as they are located on google’s servers as part of their ad infrastructure.

I’ve submitted a bug report to google via their complaint form requesting they optimize their ad infrastructure images. I encourage anyone coming to this page to submit a complaint at https://support.google.com/adwords/contact/aw_complaint

NetGear R6300v2

Receiving “Firmware is Invalid” message for the auto-upgrade.

Firmware Upgrade Assistant

 

A new version has been found. Do You want to upgrade to the new version now?

Current Firmware Version

1.0.1.72

New Firmware Version

1.0.4.8_10.0.77

Release Notes

 1.   [New feature & Enhancement] Added No-IP DDNS support.

 2.   [New feature & Enhancement] Added CE DFS channel support.

 3.   [New feature & Enhancement] Improved 2.4G and 5G WiFi stability.

 4.   [New feature & Enhancement] Improved USB performance.

 5.   [Bug Fix] Fixed BitComet throughput drop issue.

 6.   [Bug Fix] Fixed UPnP IGRS issue.

 7.   [Bug Fix] Fixed UPnP Traffic Meter in AP mode.

 8.   [Bug Fix] Fixed FBwifi unstable issue.

 9.   [Other] Removed repeater function (WDS).

 10.   [Enhancement] New WiFi driver to comply with FCC 5G new rule.

East Forest – Choose Good [Individual Soul Album]

Human beings are crossing a midline and the average age of the soul is becoming mature and with recording, all humans are being enhanced with their introspection, and how they learn to go within and introspect. and it’s time for an intervention on earth, there’s a permutation going on

With recording, all humans are being enhanced with their introspection, and how they learn to go within and introspect. …and it’s time for an intervention on earth, there’s a permutation going on.

Lyrics from Choose Good from the album The Education of the Individual Soul by East Forest.

Thoughts on the meaning? Comment below!

Spotify desktop client communication failed. [Fixed]

After receiving the below error message, and being unable to fix the problem with the ‘advanced users’ suggestion, I found the solution to be to set your DNS to google’s DNS servers of 8.8.8.8 and 8.8.4.4
Spotify desktop client communication failed.

Having trouble logging in to Spotify?

  • You must have an existing Facebook-connected Spotify account to use the “Login with Facebook” button.
  • If you have a Facebook-connected Spotify account, you can also login using your Facebook email address and password as your Spotify username and password. (These won’t be stored.)
  • Internet Explorer 11 users: to use the “Login with Facebook” button, add https://login.spotify.com to the Trusted Sites security zone.
  • Advanced users: in order to use the “Login with Facebook” button, ensure that login.spotilocal.com resolves to 127.0.0.1. Network security protections might interfere with this.
  • Still need help? Visit Spotify Community for more information.